Commercial Money Market Account

Commercial Money Market Account

Earn more with greater flexibility 

One of the best ways to maximize your savings and grow your business is to open a Commercial Money Market Account. Reward your business with competitive rates and a tiered interest rate structure. Similar to a savings account, but with the added features of check writing capabilities. You will also have the flexibility to transfer funds to and from the account for alternative investment. There is no monthly service charge with an average daily balance of $1,000 or more.  

Competitive Rates
Interest is compounded daily and is credited to the account on the last day of each calendar month.
Rates effective as of May 19, 2024

Minimum Balance to Earn APY RATE APY
$0.00 - $49,999.99
0.99% 0.99%
$50,000 - $199,999.99
1.49% 1.50%
$200,000 - $749,999.99
1.98% 2.00%
$750,000 - $999,999.99
1.98% 2.00%
$1,000,000 - $1,999,999.99
1.98% 2.00%
$2,000,000 and above
1.98% 2.00%
Transaction limits apply. Interest rates, annual percentage yields (APY) and fees are subject to change without notice. All funds placed into a Commercial Money Market account are FDIC insured to the maximum allowed by law. See Disclosure Information Booklet for more information.

*Annual Percentage Yield (APY) is effective as of 9/1/2023. May be subject to early withdrawal penalty. $1000 minimum balance to open and earn APY. Certain restrictions apply when opening an account online.

Open an Account

Ask about opening a business account at any of our branch locations. Enter your zip code to find a CapFed® branch nearest you. 

Have questions about Business Banking? Call 1-888-510-7333 or

Account features 

  • Tiered interest rate structure with competitive rates
  • Check-writing capabilities
  • $100 Minimum to open, and no monthly service charge with an average daily balance of $1,000 or more
  • $10 Monthly service charge for average daily balances below $1,000
  • Up to 30 items deposited free, $0.10 per item after 30 items deposited

Commercial Money Market Panel Image