Passcard Savings

Starting your savings journey or planning for future expenses? The Passcard Savings account from Capitol Federal® makes it easy.
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Open an account with just $100 and earn interest while enjoying secure access to your funds through True Blue Online®. With no monthly service charge when you maintain a $100 average daily balance, this account is perfect for those who want a straightforward, interest-earning savings solution. Plus, it’s a great companion account for overdraft protection on your CapFed® checking account.

The Passcard Savings account is perfect for those who want:

  • A simple interest-earning account
  • To save for unplanned or special purchases
  • An overdraft companion account for a CapFed® checking account
  • Easy access to their money – unlimited teller transactions

All funds placed into a Passcard Savings account are FDIC insured to the maximum allowed by law. See Disclosure and Agreement booklet for more information.

Boost Your Savings with Competitive CD Rates

Certificates of Deposit are a smart addition to your overall financial plan. Investing in a Certificate of Deposit (CD) offers a secure way to grow your savings with competitive rates and fixed returns. Whether saving for retirement or a long-term goal, CDs provide a stable, low-risk investment option that fits seamlessly into your financial strategy.

Benefits of CDs:

  • Guaranteed returns with fixed interest rates
  • Variety of terms to suit your savings timeline
  • Ideal for long-term savings and retirement planning
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Simple to Manage. Simple to Use. Simple Banking.

Simplify your everyday spending with a Simple Blue Checking account. Open an account today and receive a True Blue® Visa® debit card, granting you fee-free access to Capitol Federal® ATMs. Plus, manage your finances with ease using True Blue Online® banking and mobile apps.

  • Our most popular account
  • Open with a minimum deposit of $100
  • No monthly service charges
  • No minimum balance fees 
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Manage Overdrafts with Ease

We offer flexible options to help you manage and prevent overdrafts effectively. Whether it's through our Standard Overdraft Services or our Overdraft Protection Plan, you can choose the solution that best fits your needs.

Discover how our overdraft management solutions can work for you.

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Press release on tablet.
April 21, 2025

Capitol Federal® Presents 2024 Henry A. Bubb Distinguished Service Award

TOPEKA, KS – Capitol Federal® Chief Executive Officer John B. Dicus announced that Director of Loan Service Jenny Morgison is the 2024 recipient of the Henry A. Bubb Distinguished Service Award, the Bank’s highest employee recognition. This award, named in honor of Capitol Federal’s longtime Chairman, is presented annually to an employee or officer who demonstrates the leadership qualities of the late Mr. Bubb.
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Send Money Safely with True Blue Online®

Send safely. Make sure your money is in the right place and being sent to the right people before hitting send.
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Learn the importance of foreign currency and how Capitol Federal® can help you get the currency you need.
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