Wander with True Blue® Debit

Every trip deserves a reward. Use your True Blue® Debit Card to spend $1,000 or more on eligible travel purchases between June 15 – August 15, 2025, and we’ll give you a $100 statement credit. It’s that simple.

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Together We Build What's Next

We believe in starting every beginning with open doors, open minds and a team that never stops believing. We are dedicated to knowing your business and we offer a wide variety of credit services to help your company meet its credit needs. We are True Blue® for Business.

Learn How We Can Help Your Business

Capitol Federal® Honored

For the 4th year in a row, Capitol Federal® is proud to be recognized by Forbes as one of America's Best-In-State Banks of 2024!

This would not be possible without you - our incredible True Blue® customers. Your trust and loyalty inspires us to remain a leader in our communities. Thank you.

Capitol Federal® named one of America’s Greatest Workplaces

We are proud to announce we have been selected as one of the best places to work in America based on a 2024 survey from Newsweek.  Join our team!

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Featured Products and Services

For over 130 years, we’ve proudly embodied our True Blue® commitment, upholding values of Safety in Savings, Sound Lending Policies, Quality Customer Service, and Community Engagement. Our dedication ensures that from your business to your family, we offer the financial products and services essential for achieving your goals.

Earn More Interest

Earn interest and grow your savings with deposit accounts from Capitol Federal. These accounts are FDIC insured to the maximum allowed by law.

Personal Deposit Rates
eSavings
4.00 % APY

Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.

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Personal Deposit Rates
8-Month CD
4.30 % APY

Open online or at any CapFed® branch.

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Personal Deposit Rates
11-Month CD
4.20 % APY

Open online or at any CapFed® branch.

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Personal Deposit Rates
21-Month CD
4.10 % APY

Open online or at any Capfed® branch.

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    Simple to Manage. Simple to Use. Simple Banking.

    Simplify your everyday spending with a Simple Blue Checking account. Open an account today and receive a True Blue® Visa® debit card, granting you fee-free access to Capitol Federal® ATMs. Plus, manage your finances with ease using True Blue Online® banking and mobile apps.

    • Our most popular account
    • Open with a minimum deposit of $100
    • No monthly service charges
    • No minimum balance fees 
    Open an Account Learn More

    Ways We Can Help Your Business

    Capitol Federal offers businesses comprehensive financial tools to optimize cash flow, streamline payments, and enhance security. By leveraging our advanced solutions, your business can efficiently manage funds, automate processes, and reduce operational costs. Our customer-first approach ensures a concierge experience, helping you meet your unique financial needs and achieve long-term success.

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    Find the Right Loan for Your New Home

    As a recognized leader in residential lending, we offer a wide range of mortgage solutions designed to meet the needs of every homebuyer. Whether you're purchasing your first home or refinancing an existing mortgage, our experienced loan professionals are dedicated to helping you achieve your homeownership goals. 

    Find a solution that works for you:

    • Conventional Fixed-Rate Mortgage Loan
    • Adjustable-Rate Mortgage Loan
    • Purchase + Improvement Loan
    • Construction Loan
    • Home-at-Last Loan
    • VA Loans
    Learn More Apply Now

    Banking at Your Fingertips

    Take your accounts with you, wherever you go. View balances, deposit checks, make payments and see eStatements and other documents directly from your mobile device. 

    Download for Apple Download for Android

    What's New on Our Blog

    Man and woman are sitting at the desk of a personal banker. The Banker has their back to the camera. Man and woman are smiling.

    IRA Rollover - Secure Your Retirement

    Retirement is coming, and as a smart saver, you have been preparing for it. After all your years of planning, be sure to continue making the correct decisions now to assure a secure retirement later. As the time draws near, it is important to understand the rules regarding rollovers, transfers and aggregations of required minimum distributions (RMDs).
    Read more
    A Dad, mom and young daughter are looking to the left smiling. Their faces are glowing from the light of a sunset.

    Protecting Your Family With Life Insurance

    Reasons you would need life insurance and what your options include, from Capitol Agency® Insurance.
    Read more
    Mom carrying son in a superman pose with the dad standing behind them in an open field.

    Choosing The Right Homeowners Insurance Coverage

    Homeowners insurance is a crucial safeguard for your home, possessions, and personal liability. Ensuring you have the right coverage is essential for protecting your most valuable assets. Here are some key considerations to help you choose the best homeowners insurance policy.
    Read more
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    Find a Branch or ATM Near You!

    CapFed® offers convenient access to banking services and personalized support. Find your nearest branch or ATM today!

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    Stay Connected

    We like to stay connected to our customers and friends. Sign up now to be the first to know about special rates, offers and promotions by joining our email list. Information will be periodically sent to your email inbox and you may edit your email preferences at any time.

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