Everything you need to complete your application
Congratulations! You’ve made the decision to buy a home and are interested in financing with Capitol Federal®, a leader in residential lending. For more than 125 years, we’ve prided ourselves on serving the local community and having knowledgeable loan professionals to help you. We offer competitive rates, plus rate-lock options. And, we are a best value in the market with no hidden fees at closing time. Take the stress out of financing a home, and know you have a trusted, reputable partner with CapFed®.
We are excited for you to be True Blue®.
To begin the application process you will first need to create an online account, and then complete the application. If you have previously created an account, you may log in with your user ID and password to begin a new application.
W-2s (last 2 years) |
Recent pay stubs |
Recent bank statements and other financial statements |
Personal information |
Outstanding debt information |
Current Asset information |
Type of loan you are considering |
Copies of the last two years personal tax returns, including all schedules |
Copies of the last two years tax returns for each business, including K-1’s and W2’s, as applicable |
A profit and loss statement through most recent month preceding loan application |
Two months business banking account statements no older than the latest two months represented on the YTD profit and loss |
We may require more documents, depending on your circumstances, but this is a good start to complete the online portion. In addition, we will run a credit report as part of our underwriting process.
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Complete a CapFed® mortgage application online.
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Find Loan ProfessionalTake the first step: Get pre-approved
Now that you've chosen Capitol Federal® for your loan, the first step in buying a home is getting pre-approved. At CapFed® we offer a simpler way to buy a home. With our pre-approval process you will receive an official letter with an approved loan amount, plus there is no obligation or commitment. Create an account and apply online today.Learn More About Pre-Approved Get Pre-Approved Today