ENJOY a lower rate
Borrow against your Capitol Federal® CD or Savings account for any purchase you’d like to make. Loan cannot be secured by IRA, Money Market, or Checking accounts. Loan amounts are available up to 100% of your deposit balance used as collateral and interest rates are 2.00% above the interest rate of the account used as collateral.
Capitol Federal Savings Deposit Loans offer:
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Interest rates at 2.00% above the interest rate of the deposit account used as collateral (Annual percentage rate is subject to change after consummation)
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Monthly amortizing or monthly interest-only payments available
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Loan amounts up to 100% of the deposit balance used as collateral
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Savings of an additional 0.25% on amortizing payment loans with automatic payment from a Capitol Federal checking or savings account
Loan information is subject to change. Certain restrictions apply.
Apply online
Complete a CapFed® consumer loan application online.
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