Savings Deposit Loan

Savings Deposit Loan

ENJOY a lower rate

Borrow against your Capitol Federal® CD or Savings account for any purchase you’d like to make.  Loan cannot be secured by IRA, Money Market, or Checking accounts. Loan amounts are available up to 100% of your deposit balance used as collateral and interest rates are 2.00% above the interest rate of the account used as collateral.

Capitol Federal Savings Deposit Loans offer:

  • Interest rates at 2.00% above the interest rate of the deposit account used as collateral (Annual percentage rate is subject to change after consummation)

  • Monthly amortizing or monthly interest-only payments available

  • Loan amounts up to 100% of the deposit balance used as collateral

  • Savings of an additional 0.25% on amortizing payment loans with automatic payment from a Capitol Federal checking or savings account

Loan information is subject to change. Certain restrictions apply.

Apply online

Complete a CapFed® consumer loan application online.


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