Whether you're buying or refinancing land to build your dream home, our Lot Loan offers competitive rates and flexible terms. Secure the perfect piece of land today and start planning your future home.
Features:
- Purpose-Built Financing. Designed for individuals purchasing or refinancing land for a future personal residence.
- Fixed Rate & Term. Enjoy stability with a fixed-rate and term. The qualifying payment will be a fixed-rate 10-year amortized payment, with a balloon payment required for the remaining balance at loan maturity (5-year loan term).
- Flexible Loan-to-Value (LTV). Finance up to 75% of the appraised value of your land, with a maximum loan amount of $200,000.
Loan must be in the 1st lien position. Buildable residential lots/acreage only. Property must be zoned for residential 1-4 family prior to closing. The borrower is responsible for closing costs.
Certain restrictions apply.
We Have a Loan for That
We have a loan for you! Explore a wide range of borrowing options from Capitol Federal®. Our experienced Loan Professionals and branch staff are ready to help you find a loan tailored to your specific needs.
- Mortgage Loans
- Home Equity Loans
- Student Loans
- Personal Loans
Capitol Federal® Presents 2024 Henry A. Bubb Distinguished Service Award
TOPEKA, KS – Capitol Federal® Chief Executive Officer John B. Dicus announced that Director of Loan Service Jenny Morgison is the 2024 recipient of the Henry A. Bubb Distinguished Service Award, the Bank’s highest employee recognition. This award, named in honor of Capitol Federal’s longtime Chairman, is presented annually to an employee or officer who demonstrates the leadership qualities of the late Mr. Bubb.
Read more
Send Money Safely with True Blue Online®
Send safely. Make sure your money is in the right place and being sent to the right people before hitting send.
Read more
Understanding Foreign Currency: A Beginner's Guide
Learn the importance of foreign currency and how Capitol Federal® can help you get the currency you need.
Read more