Loans for Every Business Need

Together we build what’s next. We believe in starting every beginning with open doors, open minds and a team that never stops believing. We are dedicated to knowing your business and we offer a wide variety of credit services to help your company meet its credit needs.

At Capitol Federal®, we understand that every business has unique needs. Our commercial and business loan solutions are designed to support your growth and success. With competitive rates and flexible terms, our loans are crafted to help you achieve your business goals, whether you’re expanding operations, investing in new equipment, or managing cash flow.

Why Choose Capitol Federal® for Your Business Loan?

  • Customized Solutions: Tailored loan options to fit your specific business needs and goals.
  • Competitive Rates: Benefit from our attractive interest rates designed to save you money.
  • Flexible Terms: Choose from a variety of terms to match your business’s cash flow and repayment preferences.
  • Expert Support: Work with our experienced bank officers who understand your industry and can provide personalized guidance.

Contact us today to learn how our business loans can help you grow.

We are dedicated to knowing your business.

We are ready to assist you with your loan and Treasury Management needs. Contact one of our commercial banking professionals today.

"We Believe in Partnerships."

We are dedicated to knowing your business and we offer a wide variety of credit services to help your company meet its credit needs. When you’re applying for a loan, you want answers right away so you can move forward in funding your next project. At Capitol Federal®, our local decision-making process allows for timely answers and quick turnarounds on your loan requests. We offer the following types of loans:

  • Revolving Lines of Credit
  • Term Loans
  • Commercial Real Estate Loans

Small Business (SBA) Loans

Grow your business into a stronger, more profitable, company with a Small Business Administration (SBA) loan from Capitol Federal®. Whether you need initial startup funding or to buy additional equipment, we have an SBA loan for you.

  • SBA 7(A) Loan
  • SBA 504 Loan

Business eNewsletter

Sign up for our business email Newsletter designed specifically for Capitol Federal® Business customers. Enjoy content such as new features exclusive to business customers, financial management tips, new product announcements and more.

News and Insights

Morgan Padgett with PTMW.

How PTMW and Capitol Federal® Partnered for Success

The need for a commercial loan partner became clear to PTMW when it came time to open a second facility. An interview with PTMW on why CapFed® was the perfect partner for them.
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John B. Dicus photo for Chairman's Desk.

Chairman's Desk - Fall 2025

September 16, 2025 marks 132 years of service at Capitol Federal®. This milestone offers an excellent opportunity to reflect on our history, which began in Topeka, Kansas in 1893, when 15 individuals founded the Savings and Loan Association of Topeka.
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Clinton Marina co-owners.

How Clinton Marina Built Their Dream on the Water with Capitol Federal® Commercial Loans

An interview with Clinton Marina on why they partnered with CapFed® to fuel their growth, the advantages of working with a diverse and flexible lending team and why trust matters in choosing a business loan partner.
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