Home Equity Line of Credit

Use the equity you've built into your home to establish an open-ended line of credit.

An Execuline home equity line of credit is a loan which allows you to use the equity in your house to establish an open-end line of credit.

Capitol Federal's Home Equity Lines of Credit:

  • 7-year draw term with a 10-year repayment term
  • Minimum monthly payment is greater of $50 or 1.5% of principal balance during the Draw Term. Amortizing payments during the repayment term
  • Interest accrues only on the amounts you borrow, and at favorable rates
  • No closing costs* and NO POINTS**
  • Borrow up to 90% of the current market value of your home, less any outstanding mortgage balance (subject to maximum loan amounts)
  • Convenient monthly statements that show all transactions and provide complete financial information, including your payment

4 easy ways to access your line of credit:

  • By checks
  • By Visa® access card
  • By True Blue Online® transfer to a CapFed® checking account
  • By cash advances at any CapFed location

Application Packet - Closed-End Home Equity
Application Packet - Execuline Percent of Balance
Application Packet - Execuline Interest Only

Apply Online

Capitol Federal® also offers an interest only line of credit option that can be used as a swing or bridge loan to assist with the down payment on the purchase of a new home.  Monthly payments are interest only and the loan term is 12 months.

* Appraisal may be required at owner’s expense. 

**Please see loan rates for current interest rates, terms and additional information.

Loan information is subject to change.  Certain restrictions apply.

Connect with Our Loan Professionals

Finding a mortgage lender is more than just an interest rate. It's finding a trusted professional that's spent years preparing for you. Get in touch with one of our trusted and knowledgeable Loan Professionals to start the process of purchasing your dream home.

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