A True Banking Partnership
When a company is growing at full speed, it takes more than vision to keep up. It takes a trusted financial partner with the strength, flexibility and commitment to support expansion every step of the way.
That’s exactly what PTMW, a Topeka-based manufacturer of metal enclosures for critical infrastructure, found in Capitol Federal®.
A Growing Kansas Success Story
Morgan Padgett, Senior Vice President of Accounting and Technology at PTMW, has seen the company’s growth firsthand.
“We’ve grown revenue 20% year over year for the last three years,” Morgan said. “That kind of growth requires a lot of cash, a lot of time, and a lot of effort.”
PTMW builds metal enclosures for industries like railroads, data centers and transit authorities. If you’ve ever noticed the small buildings that house signal equipment at a railroad crossing, chances are PTMW had a hand in it.
As the company expanded into new industries and opened a second facility in Manhattan, Kansas, the need for a commercial loan partner became clear.
Why PTMW Chose CapFed®
When searching for a new banking relationship, PTMW wanted more than just a financial institution - they wanted a partner.
“One thing that really stood out about CapFed is that they wanted to know not only where we’ve been and where we were, but where we were going as a company — and most importantly, how they could help us get there,” Morgan explained.
That forward-thinking approach aligned perfectly with PTMW’s growth mindset. From business loans for expansion to treasury management services, CapFed® provided the flexibility to structure financing in ways that worked for the company’s unique needs.
The CapFed® Difference
At Capitol Federal®, size comes with strength, but never at the expense of personal service.
“They are a large institution, but it doesn’t feel that way from a service level,” Morgan said. “They’re big enough to have the resources and expertise, but you get that personal feel just like a small local bank.”
That personal connection shows up in the details:
- Direct access to dedicated bankers.
- Responsiveness at every level from frontline staff to senior leadership.
- Flexibility to adjust terms and financing structures as the business evolves.
A True Banking Partnership
For PTMW, the relationship goes far beyond transactions.
“A true partnership with your bank really means that they are in it for your success,” Morgan said. “And that’s how I feel the relationship is with our team at CapFed.”
That partnership was tested when PTMW had the opportunity to open its new Manhattan facility. The decision had to be made quickly, and CapFed® was ready.
“One of my first calls was to CapFed,” Morgan recalled. “They were on board from the beginning, asking, ‘What can we do to help you?’ They even explored incentives at the local level to make the project possible.”
Built on Trust and Reputation
For Morgan, who grew up in Topeka, CapFed® has always been a trusted name.
“I remember seeing the light blue branches all over town as a kid,” Morgan said. “As I got into the business community, I saw firsthand how prevalent they are in supporting Topeka. With that reputation comes trust.”
That trust matters when exploring how to get a business loan, financing a start-up business, or finding the best business loans to meet specific needs.
What's Next
With a diverse and dedicated team, PTMW continues to innovate through automation, robotics and expansion into new industries. And with Capitol Federal® as their banking partner, the future is bright.
“If I could explain CapFed in one word, it would be partner,”
Morgan said.
Ready to Build What’s Next for Your Business?
If you’re looking for a lender who can offer business loans with personal service and local decision-making, reach out to any of our Commercial Loan Officers. Whether you’re in Kansas City, Topeka, Lawrence, Wichita or beyond, we can help you finance your vision.