Commercial Loans

We are dedicated to knowing your business and we offer a wide variety of credit services to help your company meet its credit needs.

We believe in partnerships, and are dedicated to knowing your business.

When you’re applying for a loan, you want answers right away so you can move forward in funding your next project. At Capitol Federal®, our local decision-making process allows for timely answers and quick turnarounds on your loan requests.

We offer a wide variety of credit services to help your company meet its credit needs.

Most importantly, we take a personal interest in your business venture, which helps us in evaluating the products that are best suited to fit your needs. Our business credit services include, but are not limited to, revolving lines of credit, term loans and commercial real estate loans.  Contact a commercial loan professional to see how we can help your business grow, today.

Commercial Real Estate Loan

Whether you're looking to purchase, renovate, or refinance commercial real estate, Capitol Federal® can help with a Commercial Real Estate Loan. This loan is commonly used for both construction and permanent financing, supporting builders, developers, and investors in a variety of real estate projects.

Opportunities include:

  • Land development
  • Residential neighborhood development
  • Office buildings
  • Industrial and manufacturing facilities
  • Retail shopping centers
  • Assisted living facilities

Revolving Line of Credit

Establishing a revolving line of credit with Capitol Federal® gives your business flexible access to cash when needed. You can borrow up to a set limit at any time during the commitment period, making it ideal for funding accounts receivable, purchasing inventory, or meeting other short-term capital needs. Interest is only charged on the amount you borrow. 

For added convenience, an automatic payment option is available if needed.

Commercial Term Loan

Whether you're starting, expanding, or replacing equipment, a Commercial Term Loan from Capitol Federal® offers flexible financing tailored to your needs. This one-time loan allows you to extend payments over several years, with terms based on the life of the collateral, your repayment ability, and business goals.

Perfect for:

  • One-time large expenses
  • Facility remodels
  • Emergency repairs
  • Business expansion

The loan provides an ideal solution for intermediate or long-term financial requirements, giving your business the support it needs to grow.

News and Insights

Press release.
October 01, 2026

Capitol Federal® Appoints William Skrobacz Jr. As President

Capitol Federal Financial, Inc.® (the "Company," "we" or "our"), the parent company of Capitol Federal Savings Bank (the "Bank"), today announced the election of William “Billy” Skrobacz Jr. as President of the Company and the Bank, effective October 1, 2026.
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John Dicus headshot.
August 05, 2026

Chairman's Desk - Summer 2026

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Portfolio professional talking to clients.

The Benefits of a Second Look at Your Investment Portfolio

Even well-managed portfolios can drift over time. Markets change. Tax laws shift. Risks evolve. Your goals may not look the same as they did a few years ago. A strategy that once made perfect sense may not fully align with where you are today.
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