Consumer Loans

Consumer Loans

Build your dream home with a lot loan

Have you found that piece of land where you want to build your dream home?  Let CapFed® help make your dreams a reality.

More on Lot Loans
Consumer Lot Loan Panel Image
Recreational Vehicle Panel Image

Head Out with a Recreational Vehicle (RV) Loan

Whether you are exploring the roads in your Recreational Vehicle (RV) or turning your travel hobby into a lifestyle with a new motor home, Capitol Federal® has you covered. Capitol Federal provides flexible financing to purchase or refinance a new or used recreational vehicle or motor home - and get you on the road today!

More on Recreational Vehicle Loans

great rates geared for you

When choosing a better car, choose a better loan, too.  Secure your auto financing with Capitol Federal® before you shop. This ensures you can get the best deal possible whether you’re buying a new or used vehicle, refinancing, or purchasing a lease buyout.

Capitol Federal auto loans offer…

  • Competitive fixed rates
  • 0.25% savings with automatic payment from a CapFed® savings or checking account
More on Auto Loans
Car Loan Image
Auto Payments Calculator Image

what would my car payment be? 

Determine your car payment based on several purchase factors, like any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined, the interest rate and the term of the loan is used to estimate your monthly car payment.


Savings Deposit loan

Borrow against your Capitol Federal® fixed rate deposit accounts with an interest rate 2.00% above the weighted average interest rates used as collateral. Loan amounts can be up to 100% of the deposit balances, and funds are available for any purchase.

Savings Deposit Loans offer:

  • Interest rates at 2.00% above the weighted average interest rates of accounts used as collateral
  • Loan amounts up to 100% of the deposit balances used as collateral
  • Flexible payment options including Interest Only and amortizing payment
  • 0.25% savings with automatic payment from a CapFed® savings or checking account for amortizing payment option (excludes Interest Only)
More on Savings Deposit Loans
CD Loan Image
Parents playing with son - Quilo


Sometimes life throws you a curveball or hands you an opportunity. We’ve partnered with Quilo™ to make unsecured personal loans simple and give you the freedom to apply anywhere or any time. Simply download the Quilo app, apply, pick a term and done!

Personal Loans with Quilo offer...
  • Fixed interest rate
  • No origination or application fee
  • Immediate loan decisions


More on Personal Loans