Unsecured Line of Credit (Overdraft Protection)

Flexible funds when you need them with the Unsecured Line of Credit. There's no need to use your home or other assets to secure your lending. Use for unexpected expenses or Overdraft Protection.
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Access funds quickly and easily with an Unsecured Line of Credit from Capitol Federal®. Whether it's home improvements, unexpected expenses like a broken water heater, or simply safeguarding against overdrafts, our Unsecured Line of Credit provides peace of mind without requiring collateral.

Why Choose an Unsecured Line of Credit?

  • No Collateral Required. Get the funds you need without using your home or other assets.
  • Overdraft Protection. Link your credit line to your checking account for automatic overdraft protection.
  • No Application Fees. Enjoy a hassle-free application process with no application or origination fees.
  • Loan Amounts. $500 to $2,500
  • Terms. Flexible and designed to meet your needs. 

See Rates

Interest rates are fixed for the term of the loan. A Capitol Federal® checking account is required for overdraft protection using the line of credit. Certain restrictions apply.

We Have a Loan for That

We have a loan for you! Explore a wide range of borrowing options from Capitol Federal®. Our experienced Loan Professionals and branch staff are ready to help you find a loan tailored to your specific needs.

  • Mortgage Loans
  • Home Equity Loans
  • Student Loans
  • Personal Loans
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