Savings Deposit Loan

Borrow against your Capitol Federal® CD or Savings account for any purchase you’d like to make.
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Tap into the value of your Capitol Federal® CD or Savings account with a low-interest loan. Whether you need funds for a purchase or an unexpected expense, our Savings Deposit Loan offers competitive rates and flexible payment options.

Features:

  • Competitive Rates. Interest rates are 2.00% above the rate of your deposit account used as collateral. (Annual percentage rate is subject to change after consummation.)
  • Flexible Payments. Choose between monthly amortizing or monthly interest-only payments.
  • 100% Financing. Borrow up to 100% of your deposit balance.
  • Automatic Payments. Savings of an additional .25% on amortizing payment loans with automatic payment from a Capitol Federal checking or savings account.

Certain restrictions apply. Not available for IRA, Money Market, or Checking accounts. Loan information is subject to change.

We Have a Loan for That

We have a loan for you! Explore a wide range of borrowing options from Capitol Federal®. Our experienced Loan Professionals and branch staff are ready to help you find a loan tailored to your specific needs.

  • Mortgage Loans
  • Home Equity Loans
  • Student Loans
  • Personal Loans
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