Tap into the value of your Capitol Federal® CD or Savings account with a low-interest loan. Whether you need funds for a purchase or an unexpected expense, our Savings Deposit Loan offers competitive rates and flexible payment options.
Features:
- Competitive Rates. Interest rates are 2.00% above the rate of your deposit account used as collateral. (Annual percentage rate is subject to change after consummation.)
- Flexible Payments. Choose between monthly amortizing or monthly interest-only payments.
- 100% Financing. Borrow up to 100% of your deposit balance.
- Automatic Payments. Savings of an additional .25% on amortizing payment loans with automatic payment from a Capitol Federal checking or savings account.
Certain restrictions apply. Not available for IRA, Money Market, or Checking accounts. Loan information is subject to change.
We Have a Loan for That
We have a loan for you! Explore a wide range of borrowing options from Capitol Federal®. Our experienced Loan Professionals and branch staff are ready to help you find a loan tailored to your specific needs.
- Mortgage Loans
- Home Equity Loans
- Student Loans
- Personal Loans
Scammers are Impersonating Banks. Here’s How to Protect Yourself.
Scammers may spoof Capitol Federal phone numbers and claim they are calling about suspicious transactions or online banking activity. Never share passwords, PINs, account credentials, or one-time security codes with anyone who contacts you unexpectedly.
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Capitol Federal® Appoints William Skrobacz Jr. As President
Capitol Federal Financial, Inc.® (the "Company," "we" or "our"), the parent company of Capitol Federal Savings Bank (the "Bank"), today announced the election of William “Billy” Skrobacz Jr. as President of the Company and the Bank, effective October 1, 2026.
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