Plan Savings Account
June 07, 2026
Rate Information
| Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $50.00 | 0.25% | 0.25% |
| $10,00.00 | 0.25% | 0.25% |
| $25,000.00 | 0.50% | 0.50% |
| $50,000.00 | 0.50% | 0.50% |
| $100,000.00 | 0.75% | 0.75% |
| $200,000.00 | 1.73% | 1.75% |
If your daily balance is less than the minimum balance required, $50.00, the interest rate on your account will be 0.000% with an annual percentage yield of 0.00%. Your interest rate and annual percentage yield (APY) may change. At our discretion, we may change the interest rate on your account daily.
Interest will be compounded daily and will be credited to the account on the last day of each calendar month.
Tiered Rate
The Plan Savings account is a tiered-rate account that pays an interest rate based upon specified account balances, as set forth above. We will pay an interest rate on the entire balance in your deposit account that corresponds to the applicable deposit tier.
Minimum Balance Requirements
To open a Plan Savings account, you must deposit $50.00 or more. The minimum balance required to earn interest is $50.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Fees
Please refer to the separate service charge schedule(s) for all fees that may be charged on this account.
Transaction Limitations
We reserve the right, in our sole discretion, to require seven (7) days’ advance notice of any withdrawal. The Plan Savings account is available to customers with an IRA, Coverdell Education Savings Account (“CESA”) or Health Savings Account (“HSA”) at Capitol Federal. Please refer to the disclosures and/or agreements for the IRA, CESA or HSA for transaction restrictions.
All other disclosure information is included in the Disclosure and Agreement for Savings and Transaction Accounts, into which this Disclosure of Terms is incorporated by reference.
THIS IS A DISCLOSURE NOTICE ONLY AND IS NOT EVIDENCE OF AN ACCOUNT.