Secure Online Access to Accounts, Bill Pay, and Transfers

Capitol Federal® customers love the convenience of True Blue Online® banking, which offers secure, instant access to their accounts anytime, anywhere. With features like bill payment, expense tracking, and easy money transfers, managing your finances has never been simpler.
Enroll in Online Banking True Blue Online® Demo

Manage Your Finances Securely Anytime, Anywhere

Enjoy a suite of services from True Blue Online® banking:

  • eStatements
  • Send and Receive Money with People You Know and Trust using Zelle®
  • Online Bill Payment and eBills
  • Set Your Own Alerts for Balances and Security
  • Internal and External Transfers
  • Credit Score Management
  • Simplify and Analyze Spending, Track Investments and Set Goals for all of Your Accounts with My Finances

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Online Bill Payment - Click and Pay

Paying bills, paying others or even paying another account you own has never been easier.  With Capitol Federal’s online payment services, you are able to make payments from anywhere.

  • Pay your monthly bills
  • eBills let you view and pay your bills in one place with an email notification when your bill is due
  • Pay eBills manually, or use the Auto-Pay feature paying the minimum amount due or the full balance
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Online and Mobile Banking Help

Find answers to your questions and information about all online banking and mobile banking have to offer.  Included in the Online Banking Help Center is a full suite of online demos for you to view.

If you need further assistance, we'd love to help. Please contact us by phone, email or secure message within True Blue Online® banking.

Visit the Online Banking Help Center Contact Us

Send and Receive Money with Zelle®

We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family and people you know. With Zelle®, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.

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eStatements: Fast. Convenient. Secure.

Get your monthly statements online faster with eStatements. Reduce the risk of identity theft by keeping sensitive information out of your mailbox. Save paper and keep your account details organized. Enroll today to stop receiving paper statements.

To Enroll:

  1. Log in to True Blue Online® and select "Documents".
  2. Accept the eStatements Terms and Conditions.
  3. Update your email, if needed and select the accounts for eStatements.

To View eStatements:

  1. Select "Documents". A new window will open.
  2. Choose the account to view and print, download, or view from this page.

Credit Sense Powered by SavvyMoney®

Available through True Blue Online® and mobile banking, Credit Sense, powered by SavvyMoney®, provides you access to all things credit score. With this one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education. You can do this ANYTIME and ANYWHERE and AT NO COST TO YOU.

Benefits of Credit Sense

  • Daily Access to your Credit Score
  • Real-Time Credit Monitoring Alerts
  • Credit Score Simulator
  • Personalized Credit Report, and more
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View All Your Financial Accounts in One Place

My Finances Manager is a powerful tool that turns your transaction data into actionable insights. View spending across all your financial accounts, and easily create and manage budgets—all within True Blue Online®. No need for extra software; just add the institutions you use, and My Finances will automatically gather account and transaction information.

To Enroll:

  1. Log in to True Blue Online® Banking and select "My Finances."
  2. Re-enter your login credentials.
  3. Your Capitol Federal accounts will sync automatically.
  4. Add additional accounts to start tracking your finances.

Transaction history updates once daily.

View Demo

True Blue Online® FAQs

  • True Blue Online® is Capitol Federal’s secure online banking platform that allows you to manage accounts, pay bills, transfer funds, and access digital tools from any device.

  • Visit capfed.com, click Enroll in Online Banking, and follow the prompts to create your User ID, password, and security questions.

  • Yes. You can access True Blue Online® through the Capitol Federal® Mobile App for iOS and Android to check balances, deposit checks, pay bills, and send money with Zelle®.

  • Yes. CapFed® offers smaller businesses access to True Blue Online®.  For more complex online banking features and treasury management tools, CapFed® offers True Blue Online® Business.

  • True Blue Online® includes Online Bill Pay, eStatements, internal and external transfers, Zelle®, Credit Sense, account and security alerts, and My Finances for budgeting and goal tracking.

  • eStatements are secure digital versions of your monthly account statements. You can enroll by logging in to True Blue Online®, selecting Documents, accepting the terms, and choosing the accounts you want paperless.

  • Credit Sense, powered by SavvyMoney®, gives you free access to your credit score, full credit report, monitoring, and personalized financial tips, all within True Blue Online®.

  • Log in to True Blue Online®, go to Settings > Alerts, and choose account, security, or loan alerts. Delivery options include email, text, or both.

  • Yes. True Blue Online® supports Direct Connect, Express Web Connect, and Web Connect for Quicken®.

  • Yes. Add your True Blue® Visa® Debit Card to Apple Wallet® or Google Wallet™ for secure in‑store and online purchases.

  • Log in to True Blue Online®, select Payments, add payees, and schedule one-time or recurring payments. You can also set up eBills and Auto Pay for added convenience.

  • External Transfers allow you to move money between CapFed® accounts and accounts at other financial institutions. Set up external accounts under Transfers, verify them using micro-deposits, and schedule one-time or recurring transfers.

  • Yes. Use Zelle® in True Blue Online® or the mobile app to send or request money using an email address or U.S. mobile number. Funds typically arrive within minutes.

  • Yes. You can scan a recipient’s Zelle® QR code in the mobile app to send money quickly.

  • The daily mobile deposit limit is $3,000. Deposits submitted by 6:00 p.m. CT are generally reviewed and posted the same business day.

  • Standard Online Bill Pay is free. Fees may apply for expedited bill payments and certain external transfers. Refer to the Service Charge Schedule for details.

  • True Blue Online® uses encryption, multi-factor authentication, and optional biometric login such as Face ID. Security alerts help notify you of account changes or suspicious activity.

  • Only send money to people you know and trust, verify recipient information before sending, and use secure features like Zelle® QR codes. If something doesn’t look right, stop and confirm before completing the transaction.

  • Call 1‑888‑8CAPFED, visit a branch, or send a secure message via True Blue Online®. Provide transaction details for investigation.

  • Click Forgot Password on the login page and follow the steps to reset it securely.