Passcard Savings

Starting your savings journey or planning for future expenses? The Passcard Savings account from Capitol Federal® makes it easy.

Open an account with just $100 and earn interest while enjoying secure access to your funds through True Blue Online®. With no monthly service charge when you maintain a $100 average daily balance, this account is perfect for those who want a straightforward, interest-earning savings solution. Plus, it’s a great companion account for overdraft protection on your CapFed® checking account.

The Passcard Savings account is perfect for those who want:

  • A simple interest-earning account
  • To save for unplanned or special purchases
  • An overdraft companion account for a CapFed® checking account
  • Easy access to their money – unlimited teller transactions

All funds placed into a Passcard Savings account are FDIC insured to the maximum allowed by law. See Disclosure and Agreement booklet for more information.

Boost Your Savings with Competitive CD Rates

Certificates of Deposit are a smart addition to your overall financial plan. Investing in a Certificate of Deposit (CD) offers a secure way to grow your savings with competitive rates and fixed returns. Whether saving for retirement or a long-term goal, CDs provide a stable, low-risk investment option that fits seamlessly into your financial strategy.

Benefits of CDs:

  • Guaranteed returns with fixed interest rates
  • Variety of terms to suit your savings timeline
  • Ideal for long-term savings and retirement planning

Simple to Manage. Simple to Use. Simple Banking.

Simplify your everyday spending with a Simple Blue Checking account. Open an account today and receive a True Blue® Visa® debit card, granting you fee-free access to Capitol Federal® ATMs. Plus, manage your finances with ease using True Blue Online® banking and mobile apps.

  • Our most popular account
  • Open with a minimum deposit of $100
  • No monthly service charges
  • No minimum balance fees 

Manage Overdrafts with Ease

We offer flexible options to help you manage and prevent overdrafts effectively. Whether it's through our Standard Overdraft Services or our Overdraft Protection Plan, you can choose the solution that best fits your needs.

Discover how our overdraft management solutions can work for you.

One Card Access: Simplify Your Banking

Link your Capitol Federal® savings account to your existing debit card with One Card Access, a free service designed to make managing your money simpler.

  • Convenience: Access both your checking and savings accounts with one card at an ATM, no need to carry multiple cards.
  • No Extra Cost: Enjoy this added benefit at no charge to CapFed® customers.

To sign up for this service, visit your nearest branch location. 

Daisy field.

Fraud Is More Common Than You Think - Here’s What That Means for You

As fraud becomes more common, managing your finances isn’t just about saving and investing, it’s also about protecting what you’ve built. Having the right tools, guidance, and support in place can help you feel more confident and in control, no matter what comes your way.
Read more
CapFed® news on tablet.
May 07, 2026

Capitol Federal® Celebrates Title Sponsorship of Spirit of Kansas

The Shawnee County Board of Commissioners recognized Capitol Federal® as the “Title Sponsor” of the 2026 Spirit of Kansas fireworks display during a check presentation ceremony at the May 7, 2026 Board of County Commission meeting.
Read more
CapFed® news on tablet.
May 05, 2026

Henry A. Bubb Distinguished Service Award

Capitol Federal® Chief Executive Officer John B. Dicus announced that Software Developer III Michael Peoples is the 2025 recipient of the Henry A. Bubb Distinguished Service Award, the Bank’s highest employee recognition.
Read more