High Yield eSavings

Maximize your savings with higher interest rates than traditional savings accounts.

Capitol Federal’s high yield eSavings account offers higher interest rates than traditional savings accounts, with the convenience of managing your money online.

Why a High Yield eSavings Account?

Higher Yields: Earn more with competitive rates. Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.
Easy Access: Manage your account online, anytime.
No Monthly Service Charge: To avoid monthly service charges you must maintain a $10,000 average daily balance.

If you are ready to grow your savings, open an eSavings account online today.

There is no monthly service charge with an average daily balance of $10,000 or more. Interest is compounded daily and is credited to the account on the last day of each calendar quarter. All funds placed into an eSavings account are FDIC insured to the maximum allowed by law. Transaction limits apply. See Account Disclosure for more information.

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We offer simple accounts that allow you to conveniently access and manage your money your way. Compare checking accounts and select the best option for you.

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True Blue Online® - Direct and Secure Access

It’s easier than ever to check your finances wherever you are. True Blue Online® allows you to bank anywhere, anytime. Fast, easy and secure banking:

Pay bills
Check balances and account transactions
Transfer funds
See eStatements and other documents

Learn More True Blue Online® Demo

Fraud Is More Common Than You Think - Here’s What That Means for You

As fraud becomes more common, managing your finances isn’t just about saving and investing, it’s also about protecting what you’ve built. Having the right tools, guidance, and support in place can help you feel more confident and in control, no matter what comes your way.

May 07, 2026

Capitol Federal® Celebrates Title Sponsorship of Spirit of Kansas

The Shawnee County Board of Commissioners recognized Capitol Federal® as the “Title Sponsor” of the 2026 Spirit of Kansas fireworks display during a check presentation ceremony at the May 7, 2026 Board of County Commission meeting.

May 05, 2026

Henry A. Bubb Distinguished Service Award

Capitol Federal® Chief Executive Officer John B. Dicus announced that Software Developer III Michael Peoples is the 2025 recipient of the Henry A. Bubb Distinguished Service Award, the Bank’s highest employee recognition.

A High Yield eSavings account is a secure, online savings solution that offers a competitive interest rate, helping your money grow faster than with a traditional savings account.
The key difference is the higher interest rate and the convenience of managing your account entirely online.
Opening an account is simple. Complete the online application, verify your identity, and fund your account with the required minimum deposit.
Interest is calculated daily and credited quarterly, allowing your savings to compound over time.
Yes. A minimum balance is required to earn interest. Please review the account details for the exact amount.

Absolutely. Enjoy full digital access through online banking and our mobile app for convenient account management.
You can easily transfer funds electronically from linked accounts, set up direct deposits, or use ACH transfers.
Federal limits on certain withdrawals/transfers may apply; check the account disclosure for details.

No monthly maintenance fee when you maintain an average daily balance of $10,000; otherwise a fee may apply.
Yes. Your deposits are insured up to the standard FDIC limits, providing peace of mind.