Blue Bucks® Kids’ Savings Account and Club

Teach your kids the value of saving with the Blue Bucks® Kids’ Savings account and Blue Bucks Kids’ Club.

Introduce your child to the importance of saving with a Blue Bucks® Kids’ Savings Account. With just $25 to get started, this account makes saving fun and educational for the little ones in your life.  When you sign them up they're automatically a part of the Kids' Club. Kids will learn the importance of saving and the value of money from the Blue Bucks gang, featuring Milo, Earnie, Chloe, Fancy and Penny.  Account is for children ages 0 - 13.

Features:

  • Low Initial Investment: Open an account with as little as $25.
  • Seamless Transfers: Easily transfer funds between your CapFed® account and your child’s savings.
  • Educational Opportunity: A hands-on way to teach your child about financial responsibility.
  • Club Perks: Each Blue Bucks member receives a quarterly newsletter with activities and chances to win exclusive prizes.

Requirements:

New customers need to provide a birth certificate, Social Security card, and proof of address (such as a utility bill or the guardian's valid driver's license or KS/MO state ID) when opening a Blue Bucks Savings Account.

Give your child a head start on financial success. Open a Blue Bucks Kids’ Savings Account at any Capitol Federal branch today!

Blue Bucks® Wilderness Sweepstakes

As an added benefit to your Blue Bucks® Savings Account, all Blue Bucks® Savings Accounts will receive one automatic entry for a chance to win a quarterly Wilderness-based prize package and educational experience in your area.

April 20 through July 6, 2026 all Blue Bucks Savings Account holders have the opportunity to win the following Wilderness – Learn About Fish Prize Package: 

  • Survival Guide for Kids
  • Bug Catcher Kit for Kids
  • Kids Sleeping Bag
  • Rainbow Trout Plush

We will draw a winner at 4:00 p.m. on Monday, July 6, 2026 from all eligible entries and automatically entered Blue Bucks Savings Accounts.

No purchase necessary. Void where prohibited.

Rules Non-BB Savings Account Holders Register Here

Blue Bucks® Kids' Certificate of Deposit

A 12-month, fixed-rate CD, just for kids!
2.25 % APY

Teach your child the benefits of long-term savings. With a low minimum deposit of $100 and the flexibility to add a minimum of $25 per deposit anytime, this account is perfect for setting up your young saver for future success.

Open in Any CapFed® Branch
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    Kids' Blue Bucks® Account FAQs

    • Kids’ Blue Bucks® Savings is Capitol Federal’s youth savings account designed to help children learn smart money habits while earning interest. The account also includes automatic enrollment in the Blue Bucks® Kids’ Club, which offers educational content and special perks.

    • Yes. Kids’ Blue Bucks® Savings earns interest on qualifying balances. Interest rates are variable and may change at any time. A minimum balance is required to earn interest. Contact Customer Service for more information.

    • No. There is no minimum balance required to avoid monthly fees. 

    • No. Kids’ Blue Bucks® Savings is a savings-only account and does not include a debit card.

    • No. You can deposit any amount at any time, subject to standard banking regulations and account terms.

    • Yes. All deposits at Capitol Federal® are FDIC insured up to applicable limits.

    • Kids’ Blue Bucks® Savings is available for children ages 0 to 13. A parent or legal guardian must be a joint owner on the account.

    • The parent or legal guardian must provide a valid government-issued photo ID. Documentation for the child, such as a Social Security number and proof of identity, is also required.

    • Yes. Anyone may contribute to a Kids’ Blue Bucks® Savings account by making deposits in person at a CapFed® branch or by mailing a check payable to the account holder(s).

    • When the child exceeds the eligible age, the account can be transitioned to another CapFed® savings product that fits their needs.

    • You can open a Kids’ Blue Bucks® Savings account by visiting any Capitol Federal® branch.

    • The minimum opening deposit for Kids’ Blue Bucks® Savings is $25.

    • You may begin the process online, but account opening must be completed in person at a CapFed® branch with the required documentation.

    • Yes. Parents or guardians can view balances and transfer funds through True Blue Online® and the Capitol Federal® Mobile App.

    • Online access is managed by the joint owner. Any access provided to the child is under parental supervision and control.

    • Yes. You can schedule recurring transfers from a CapFed® checking or savings account using True Blue Online®.

    • Federal regulations limit certain withdrawals to six per month; in‑branch withdrawals are unlimited.