Today's Featured Mortgage Rates in Topeka

Today's Featured Mortgage Rates in Topeka

conventional rate $0.00 - $700,000

Today’s Featured Mortgage Rates do not include the Bank’s Rate Endorsement or Loss Mitigation Transactions. Please contact a Loan Servicing Representative at 1-888-8CAPFED for more information. For VA Loans , please contact us for today’s current rates and fees.

30-Year Fixed Rate

  • Rate: 6.500%
  • Annual Percentage Rate (APR): 6.574%
  • Points: 0
  • Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
    Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.:
    The monthly payment schedule would be:

    360 payments of $632.07 at an interest rate of 6.500%.
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15-Year Fixed Rate

  • Rate: 5.875%
  • Annual Percentage Rate (APR): 5.994%
  • Points: 0
  • Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
    Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.:
    The monthly payment schedule would be:

    180 payments of $837.12 at an interest rate of 5.875%.
Apply Now

7/1 ARM Rate

  • Rate: 5.750%
  • Annual Percentage Rate (APR): 6.369%
  • Points: 0
  • Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
    Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.:
    APR subject to increase. Based on current market conditions, the monthly payment schedule would  be:

    84 payments of $583.57 at an interest rate of 5.750%, and
    276 payments of $644.40 at an interest rate of 6.875%.


    About ARM rates.
Apply Now

30-Year Fixed Rate 15-Year Fixed Rate 7/1 ARM Rate
Interest rates are subject to change without notice. Apply Now Apply Now Apply Now
Rate 6.500% 5.875% 5.750%
Annual Percentage Rate (APR) 6.574% 5.994% 6.369%
Points 0 0 0
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.
The monthly payment schedule would be:

360 payments of $632.07 at an interest rate of 6.500%.

The monthly payment schedule would be:

180 payments of $837.12 at an interest rate of 5.875%.

APR subject to increase. Based on current market conditions, the monthly payment schedule would  be:

84 payments of $583.57 at an interest rate of 5.750%, and
276 payments of $644.40 at an interest rate of 6.875%.


About ARM rates.

conventional jumbo rate $700,001 - $1,100,000

Today’s Featured Mortgage Rates do not include the Bank’s Rate Endorsement or Loss Mitigation Transactions. Please contact a Loan Servicing Representative at 1-888-8CAPFED for more information. For VA Loans , please contact us for today’s current rates and fees.

JUMBO 30-Yr Fixed Rate

  • Rate: 6.000%
  • Annual Percentage Rate (APR): 6.010%
  • Points: 0
  • Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

    Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $700,001, and an estimated property value of $875,002. The property is an existing single family home and will be used as a primary residence.:
    The monthly payment schedule would be:

    360 payments of $4,196.86 at an interest rate of 6.000%.
Apply Now

JUMBO 15-Yr Fixed Rate

  • Rate: 5.625%
  • Annual Percentage Rate (APR): 5.642%
  • Points: 0
  • Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

    Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $700,001, and an estimated property value of $875,002. The property is an existing single family home and will be used as a primary residence.:
    The monthly payment schedule would be:

    180 payments of $5,766.13 at an interest rate of 5.625%.
Apply Now

JUMBO 7/1 ARM Rate

  • Rate: 5.750%
  • Annual Percentage Rate (APR):  6.309%
  • Points: 0
  • Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

    Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $700,001, and an estimated property value of $875,002. The property is an existing single family home and will be used as a primary residence.:
    APR subject to increase. Based on current market conditions, the monthly payment schedule would  be:

    84 payments of $4,085.02 at an interest rate of 5.750%, and
    276 payments of $4,510.79 at an interest rate of 6.875%.


    About ARM rates.
Apply Now

JUMBO 30-Yr Fixed Rate JUMBO 15-Yr Fixed Rate JUMBO 7/1 ARM Rate
Interest rates are subject to change without notice. Apply Now Apply Now Apply Now
Rate 6.000% 5.625% 5.750%
Annual Percentage Rate (APR) 6.010% 5.642% 6.309%
Points 0 0 0
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $700,001, and an estimated property value of $875,002. The property is an existing single family home and will be used as a primary residence.
The monthly payment schedule would be:

360 payments of $4,196.86 at an interest rate of 6.000%.

The monthly payment schedule would be:

180 payments of $5,766.13 at an interest rate of 5.625%.

APR subject to increase. Based on current market conditions, the monthly payment schedule would  be:

84 payments of $4,085.02 at an interest rate of 5.750%, and
276 payments of $4,510.79 at an interest rate of 6.875%.


About ARM rates.


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