Certificate of Deposit

CDs are the smart choice for growing your savings. Whether you're planning for long-term goals or adding stability to your investment strategy, our CD options can help you achieve financial security.

Capitol Federal’s Certificates of Deposit (CDs) offer some of the most competitive interest rates in the area, providing a secure and profitable way to grow your savings. With a variety of short- and long-term options, our CDs are ideal for those aiming to achieve long-term financial goals, save for retirement, or add a reliable investment to their savings strategy. There’s no better time to start securing your financial future. 

Certificates of Deposit are perfect for:

  • Long-term savings goals
  • Retirement savings
  • Secure investments 
  • A CD laddering strategy

    Individual Retirement Accounts (IRAs)

    Secure your retirement with Capitol Federal® by investing in an IRA that offers stable returns and a variety of options. Whether you're looking for competitive rates through our range of Certificate of Deposit terms or prefer the flexibility of a variable rate Savings IRA, we have a plan tailored to your needs. Choose a Traditional IRA with CD terms of up to 4 years, or explore Roth and Educational IRAs with terms up to 5 years. Start planning your future with confidence today.

    Compare Checking Accounts

    We offer simple accounts that allow you to conveniently access and manage your money your way.  Compare checking accounts and select the best option for you.

    Woman holding up a five with her hand

    Five Benefits of a Certificate of Deposit

    Certificates of deposit (CDs) are just one of many options available for saving money. However, CDs offer benefits you may not find with other savings solutions.
    Read more
    Cell phone display with text scam

    5 Tips to Avoid Potential Scams

    Here are 5 tips you can follow to help protect yourself from potential scams.
    Read more
    Woman adjusting light fixture in kitchen

    Ten Practical Ways to Save Money Year-Round

    Saving money is a goal that benefits everyone, no matter the time of year.
    Read more