make check deposits when and where you want

By using the camera on your smartphone, you can deposit checks into your eligible Capitol Federal® accounts in only a few simple steps – without driving to a bank branch or ATM. Mobile deposits can be made at any time of day, from anywhere. 

With Mobile Deposit, you can:

• Save yourself a trip to the bank or ATM
• Deposit checks anytime, anywhere
• Deposit checks securely – with confirmation of deposit

How to use:

1. Sign the check with the following:
Your Signature
Capitol Federal Mobile Deposit Only
Last 4 digits of account number

2. Log in to the CapFed Mobile Banking app
3. Click the access menu (the PLUS button)
4. Select Deposit
5. Follow the instructions on the screen
6. Snap a picture of the front and back of your check
7. Select which account to deposit funds 
8. Enter the amount from the check
9. Confirm the deposit 

To use Mobile Banking, you must first be enrolled in True Blue Online®.  Enroll here.

Mobile Deposit is available for select smartphones. Message and data rates may apply. Check with your mobile phone carrier for details. The maximum daily limit for mobile check deposits is $3,000.00. Deposits are subject to review and may not be available for immediate withdrawal. Checks are reviewed and processed daily, Monday through Friday, excluding Federal holidays. Checks received by 3:00 p.m. will generally post the same business day. Checks received after 3:00 p.m. will be processed the next business day. Duplicate deposits will be assessed a fee in accordance with the current Schedule of Fees. In addition to payee signature, all mobile deposit items shall include the following endorsement, "Capitol Federal mobile deposit only, Account (last 4 digits)". Deposit limits and restrictions apply. Log into True Blue Online or Mobile Banking for the complete terms and conditions of the mobile deposit service.

For more information, see our Service Charge Schedule.