Compare Checking Accounts

Compare personal checking accounts for the best features and no hidden fees. Find the right Capitol Federal checking account to meet your banking needs today.

Compare Capitol Federal® Checking Accounts

Personal Checking

Woman using a debit card at a coffee shop with a True Blue debit card featured.
Most Popular

Simple Blue Checking Account

Say goodbye to monthly service charges and complicated requirements with the Simple Blue checking account, which you can open with a $100 deposit. Enjoy the convenience of online and mobile banking and fee-free access to Capitol Federal ATMs. The account includes a True Blue® debit card for ATMs and Visa® transactions. Manage your account, check balances, transfer funds, and pay bills anytime from your desktop or mobile device.

Open Account Online
Older couple playing golf with a True Blue® debit card featured.
Earns Interest

Genuine Blue Checking Account

Open a Genuine Blue checking account with a $100 deposit to start earning interest and receive one free box of True Blue® checks annually. There’s no monthly service charge if you maintain an average daily balance of $1,000 or more; otherwise, consider the Simple Blue account. Manage your account, pay bills, transfer money, and check balances anytime from your computer or mobile device using True Blue Online® and Mobile Banking.

Open Account Online
Perfect for...

All Ages

All Ages

Minimum Opening Deposit

$100

$100

No Monthly Service Charge

Green-Checkbox2.png

Green-Checkbox2.png

$1,000 average daily balance

Earns Interest

No

Green-Checkbox2.png

$100 minimum balance to earn interest

Free Check Reorders

No

Green-Checkbox2.png

1 box per 12-month cycle, True Blue® design

Personal Checking

Woman using a debit card at a coffee shop with a True Blue debit card featured.
Most Popular

Simple Blue Checking Account

Say goodbye to monthly service charges and complicated requirements with the Simple Blue checking account, which you can open with a $100 deposit. Enjoy the convenience of online and mobile banking and fee-free access to Capitol Federal ATMs. The account includes a True Blue® debit card for ATMs and Visa® transactions. Manage your account, check balances, transfer funds, and pay bills anytime from your desktop or mobile device.

Open Account Online

Perfect for...

All Ages

Minimum Opening Deposit

$100

No Monthly Service Charge

Green-Checkbox2.png

Earns Interest

No

Free Check Reorders

No

Older couple playing golf with a True Blue® debit card featured.
Earns Interest

Genuine Blue Checking Account

Open a Genuine Blue checking account with a $100 deposit to start earning interest and receive one free box of True Blue® checks annually. There’s no monthly service charge if you maintain an average daily balance of $1,000 or more; otherwise, consider the Simple Blue account. Manage your account, pay bills, transfer money, and check balances anytime from your computer or mobile device using True Blue Online® and Mobile Banking.

Open Account Online

Perfect for...

All Ages

Minimum Opening Deposit

$100

No Monthly Service Charge

Green-Checkbox2.png

$1,000 average daily balance

Earns Interest

Green-Checkbox2.png

$100 minimum balance to earn interest

Free Check Reorders

Green-Checkbox2.png

1 box per 12-month cycle, True Blue® design

Certain restrictions apply. See Disclosure and Agreement booklet for information.

Accounts Include

All Capitol Federal® checking accounts provide essential tools for easy and secure access to your money, including a True Blue® Debit Card and online and mobile banking. You’ll also benefit from features like digital wallet compatibility and online bill pay for added convenience. With each account, enjoy fee-free access to CapFed® ATMs.

True Blue® Debit Card - Secure. Convenient. Accepted.

Secure
Your security is our top priority. We use advanced technologies, including contactless payment, to protect your debit card data.

Convenient
Easily make everyday purchases without cash or checks, with no transaction fees for Point-of-Sale and Visa® transactions. Enjoy added convenience by using a digital wallet.

Accepted
The True Blue® Debit Card is accepted worldwide wherever you see the Visa® logo, including online. Enjoy fee-free ATM access at Capitol Federal® branches, and at select locations like the Capitol Federal Amphitheatre in Andover and the Legends Shopping Center in Kansas City.

Please refer to the Disclosure and Agreement for Savings and Transaction Accounts for complete information about funds availability and service charges.

eStatements: Fast. Convenient. Secure.

Get your monthly statements online faster with eStatements. Reduce the risk of identity theft by keeping sensitive information out of your mailbox. Save paper and keep your account details organized. Enroll today to stop receiving paper statements.

To Enroll:

  1. Log in to True Blue Online® and select "Documents".
  2. Accept the eStatements Terms and Conditions.
  3. Update your email, if needed and select the accounts for eStatements.

To View eStatements:

  1. Select "Documents". A new window will open.
  2. Choose the account to view and print, download, or view from this page.

True Blue Online® - Direct and Secure Access

It’s easier than ever to check your finances wherever you are. True Blue Online® allows you to bank anywhere, anytime. Fast, easy and secure banking:

  • Pay bills
  • Check balances and account transactions
  • Transfer funds
  • See eStatements and other documents

Stay Connected

We like to stay connected to our customers and friends. Sign up now to be the first to know about special rates, offers and promotions by joining our email list. Information will be periodically sent to your email inbox and you may edit your email preferences at any time.

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