The freedom to purchase what you want

Capitol Federal® lets you have the freedom to purchase what you want with our fixed-rate personal loans.  Sometimes life throws you a curveball or hands you an opportunity, and CapFed® loans can help. We offer unsecured personal loans for your convenience.  Use for any purpose – whether it be vacation or to consolidate debt. Personal Loans offer:

• Competitive rates
• Quick loan decisions
• Save an additional 0.25% with an automatic payment from a Capitol Federal checking or savings account

personal unsecured

Rates and fees are subject to change without notice. Rates are effective as of March 20, 2023.

Loan Amount	Maximum Term	Interest Rate	Annual Percentage Rate (APR)
$1,000 to $5,000	24 months	12.000%	14.002%

personal unsecured disclaimer

*Interest rates for personal unsecured loans are fixed for the term of the loan. The Annual Percentage Rate (APR) assumes the maximum loan amount for the maximum term. For a $5,000 loan, 24 monthly payments of $240 would be required.

The interest rate and corresponding APR may be reduced by 0.25 percent with preauthorized payment from a Capitol Federal® checking or savings account. Certain restrictions apply. Loan is subject to a two (2) percent origination fee. Borrower is responsible for closing costs, which are added to the loan amount and not required to be paid out-of-pocket.

Certain restrictions apply. Loan is subject to a two (2) percent origination fee. Borrower is responsible for closing costs, which are added to the loan amount and not required to be paid out-of-pocket.