Every Account includes...

At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. Choose the account that is perfect for you:

Simple Blue: Our most popular account with no minimum balance fees or monthly service charges. Learn more about Simple Blue.

Genuine Blue: An account that pays interest with an average daily balance of $1,000 to avoid a monthly service fee. Learn more about Genuine Blue.

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Genuine Blue

It pays to have a Genuine Blue checking account. Earn interest on balances greater than $100 and have access to your account online and by mobile device, anytime, anywhere. This account is ideal for customers with higher average daily balances. Be genuine, be True Blue.

Perfect for…

  • Earning interest
  • Everyday spending
  • Maintaining higher balances

More on Genuine Blue Switch to CapFed

Simple blue

No monthly service charge and no minimum balance fees make the Simple Blue account a popular checking account. The name says it all – no complications, no set requirements to meet each month and no hidden fees. Simply the easiest way to bank.

Perfect for…

  • Everyone
  • Everyday needs
  • Maintaining lower balances
More on Simple Blue Switch to CapFed
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Simple blue - Just for Students

Opening a Simple Blue checking account is an important step to teaching young people how to properly manage their money. Teens learn valuable real-world skills by carrying a True Blue® Direct Visa® debit card, having a True Blue Online® account and accessing their account as they wish. Parents can provide guidance as a joint-owner. With a $100 minimum deposit to open, the Simple Blue account sets students up for success.

Perfect for…

  • High school students
  • First-time account holders
  • Joint-ownership with a parent
More on Simple Blue Switch to CapFed