Recreational Vehicle Loan

Recreational Vehicle Loan

Time for another road trip

Whether you are exploring the roads in your Recreational Vehicle (RV) or turning your travel hobby into a lifestyle with a new motor home, Capitol Federal® has you covered. Capitol Federal provides flexible financing to purchase or refinance a new or used recreational vehicle or motor home. We offer a variety of financing options, contact a loan professional today to get started.

Recreational Vehicle Rates

Rates and fees are subject to change without notice. Rates are effective as of May 19, 2024.

Includes Travel Trailers, Fifth-wheel Trailers and Motorized Homes.  
Recreational Vehicle Model Loan Amounts Maximum Term Maximum LTV Interest Rate Annual Percentage Rate (APR)
9 Recent Model Years $2,000 to $75,000 120 months 100% 8.750% 8.781%
10 or Older Model Years $2,000 to $75,000 84 months 100% 9.250% 9.292%

Recreational Vehicle Disclaimer

The Maximum Loan-to-Value (LTV) for a new recreational vehicle is calculated using the purchase price of the recreational vehicle, before any trade-in or other down payment. The Maximum Loan-to-Value (LTV) for a used recreational vehicle is calculated using the NADA retail value of the vehicle. Interest rates for recreational vehicle loans are fixed for the term of the loan. The Annual Percentage Rate (APR) assumes the maximum loan amount for the maximum term. Using the example of a $75,000, 120 monthly payments of $941 would be required.

The interest rate and corresponding APR may be reduced by 0.25 percent with preauthorized payment from a Capitol Federal® checking or savings account.

Certain restrictions apply. Borrower is responsible for closing costs, which are added to the loan amount and not required to be paid out-of-pocket.

Apply online

Complete a CapFed® consumer loan application online.


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