Secure access to aggregate FDIC insurance coverage across network banks for business deposits exceeding $250,000 with IntraFi Cash Service® at Capitol Federal®. Whether managing $250,000 or millions, you can safeguard your funds with ease. Excess funds above a set threshold are automatically transferred (swept) into interest-bearing demand deposit or money market accounts across IntraFi’s network of FDIC-insured banks. You’ll enjoy the peace of mind of access to FDIC coverage while managing everything through Capitol Federal® with a single monthly statement. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. Certain conditions must be satisfied for "pass-through" FDIC deposit insurance coverage to apply.
With IntraFi Cash Service, you can:
- Earn Interest: Put excess balances to work in interest-bearing accounts.
- Maintain Access: Enjoy unlimited withdrawals from demand deposit accounts and up to six monthly withdrawals from money market accounts.
- Rest Easy: Your funds have access to FDIC insurance coverage across IntraFi network banks once placed through ICS, providing security and peace of mind.
- Save Time: Simplify cash management by working directly with Capitol Federal, your trusted banking partner.
Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi services at FDIC-insuraed banks in IntraFi's network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds.To meet conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, and IntraFi Cash Service are registered trademarks of IntraFi LLC.
Ways We Can Help Your Business
Capitol Federal offers businesses comprehensive financial tools to optimize cash flow, streamline payments, and enhance security. By leveraging our advanced solutions, your business can efficiently manage funds, automate processes, and reduce operational costs. Our customer-first approach ensures a concierge experience, helping you meet your unique financial needs and achieve long-term success.
Business Savings and Money Market
Secure your business’s future with our Business Savings and Money Market Accounts. Designed to help you grow and manage your funds efficiently, these accounts offer competitive interest rates, flexible terms, and easy access when you need it.