Certificate of Deposit Rates
Earn interest and grow your savings with Capitol Federal's Certificate of Deposit products. CDs provide a predictable return over time and are FDIC insured to the maximum allowed by law.
Interest Rates and Annual Percentage Yields (APY)
Rates Effective as of October 31, 2024
Term of Deposit | Minimum Balance to earn APY | Interest Rate | Annual Percentage Yield |
---|---|---|---|
Term of Deposit91 Days |
Minimum Balance to earn APY$1,000.00 |
Interest Rate2.47% |
Annual Percentage Yield2.50% |
Term of Deposit182 Days |
Minimum Balance to earn APY$1,000.00 |
Interest Rate4.69% |
Annual Percentage Yield4.80% |
Term of Deposit8 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate4.21% |
Annual Percentage Yield4.30% |
Term of Deposit10 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate4.16% |
Annual Percentage Yield4.25% |
Term of Deposit12 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate3.92% |
Annual Percentage Yield4.00% |
Term of Deposit14 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate3.83% |
Annual Percentage Yield3.90% |
Term of Deposit19 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate3.44% |
Annual Percentage Yield3.50% |
Term of Deposit24 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate3.44% |
Annual Percentage Yield3.50% |
Term of Deposit30 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate3.44% |
Annual Percentage Yield3.50% |
Term of Deposit36 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate3.20% |
Annual Percentage Yield3.25% |
Term of Deposit42 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate2.96% |
Annual Percentage Yield3.00% |
Term of Deposit48 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate2.71% |
Annual Percentage Yield2.75% |
Term of Deposit60 Months |
Minimum Balance to earn APY$1,000.00 |
Interest Rate2.47% |
Annual Percentage Yield2.50% |
Commercial Money Market
Interest is compounded daily and is credited to the account on the last day of each calendar month.
Rates effective as of October 31, 2024
Minimum Balance to Earn APY | Rate | Annual Percentage Yield (APY) |
---|---|---|
Minimum Balance to Earn APY$0.00 - $49.999.99 |
Rate0.99% |
Annual Percentage Yield (APY)0.99% |
Minimum Balance to Earn APY$50,000 - $199,999.99 |
Rate1.49% |
Annual Percentage Yield (APY)1.50% |
Minimum Balance to Earn APY$200,000 - $749,999.99 |
Rate1.98% |
Annual Percentage Yield (APY)2.00% |
Minimum Balance to Earn APY$750,000 - $999,999.99 |
Rate1.98% |
Annual Percentage Yield (APY)2.00% |
Minimum Balance to Earn APY$1,000,000 - $1,999,999.99 |
Rate1.98% |
Annual Percentage Yield (APY)2.00% |
Minimum Balance to Earn APY$2,000,000 and above |
Rate1.98% |
Annual Percentage Yield (APY)2.00% |
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