Unsecured Line of Credit (Overdraft Protection)

Find What works for you

An Unsecured Line of Credit provides access to the money you need, when you need it. With the Unsecured Line of Credit there's no need to use your home or other assets to secure your lending. An Unsecured Line of Credit is perfect for expenses like home improvements or life's unexpected moments, like water heater breaks or when an air conditioner unit goes out.

Also, use your Unsecured Line of Credit as Overdraft Protection for your checking account.

Personal Unsecured Line of Credit Offers: 
  • No application fee
  • Fixed rate
  • High credit limit
Simply download and complete the application.  Then, you can hand deliver or mail your application to any of our local branch offices. Or, fax your complete application to 785-270-6024.

Apply Today

Complete a CapFed® loan application by downloading the application available on this page. If you have questions, call 1-888-8CAPFED.


Unsecured Line of Credit (Overdraft Protection)

Rates and fees are subject to change without notice. Rates are effective as of October 15, 2020.


Loan Amount Maximum Term Interest Rate Annual Percentage Rate (APR)
$500 to $2,500 N/A 18.000% 18.000%

Unsecured Line of Credit Disclaimer

Interest rates for unsecured lines of credit are fixed for the term of the loan. Checking Account must exist or be opened and setup with overdraft protection using the line of credit.

Certain restrictions apply.