Savings Deposit Loan

ENJOY a lower rate

Borrow against your Capitol Federal® fixed rate deposit accounts for any purchase you’d like to make.  Loan amounts are available up to 100% of your deposit balances used as collateral and interest rates are 2.00% above the weighted average interest rates of accounts used as collateral. 

Capitol Federal Savings Deposit Loans offer:

  • Interest rates at 2.00% above the weighted average interest rates of the deposit accounts used as collateral
  • Monthly amortizing or monthly interest-only payments available
  • Loan amounts up to 100% of the deposit balances used as collateral
  • Savings of an additional 0.25% on amortizing payment loans with automatic payment from a Capitol Federal checking or savings account

To complete an application, you may call 1-888-8CAPFED, or stop by any of our local branch offices.

Loan information is subject to change. Certain restrictions apply.

Open an Account

Open an account at any of our branch locations. Enter your zip code to find a CapFed® branch nearest you.  


Have questions about which account is best for you?  

Contact Us