Use intraFi® network deposits℠ to access fdic insurance on business deposits larger than $250,000

Have peace of mind knowing your cash is eligible for the protection of FDIC insurance. Whether you have $250,000 or millions, you can rest easy with IntraFi Network Deposits, previously known as the Insured Cash Sweep® service, at Capitol Federal®.  When your transaction account balance exceeds a specific balance, the excess funds are transferred (swept) into either interest-bearing demand deposit accounts or money market deposit accounts at other FDIC insured banks within IntraFi's network of banks. You can enjoy the security of access to FDIC insurance from many banks while working directly with and receiving one monthly statement from Capitol Federal. 

With the IntraFi Network Deposits demand and savings options, you can:

Earn interest. Put excess cash balances to work in either interest-bearing  demand deposit accounts or money market deposit accounts. 

Maintain access to funds. Access funds through unlimited withdrawals for funds place in DDAs (demand option) and up to six withdrawals per month for funds placed in MMDAs (savings options). 

Enjoy peace of mind. Funds placed through IntraFi Network Deposits are placed in regulated, FDIC insured institutions in IntraFi's network of banks.

Save time. Work directly with Capitol Federal - your trusted banking partner.

For more information about IntraFi Network Deposits, call our Business Banking team at 1-888-510-7333.

Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement ("DPA"). Limits apply and customer eligibility criteria may apply. Program withdrawals may be limited to six per month for funds placed in MMDAs. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount ("SMDIA"), a depositor's balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of IntraFI Network Deposits satisfies those restrictions. Network Deposits is a service mark, and IntraFi and Insured Cash Sweep are registered service marks, of IntraFi Network LLC.