Today's Savings Rates

Today's Savings Rates

money market select account rates


Interest Rates and Annual Percentage Yields (APY) 

Rates Effective as of September 21, 2023

Minimum Balance to Earn APY RATE APY
Below $999.99 0.00% 0.00%
$1,000 to $9,999.99
0.99% 0.99%
$10,000 to $24,999.99 0.99% 0.99%
$25,000 to $49,999.99 1.49% 1.50%
$50,000 to $99,999.99 1.49% 1.50%
$100,000 to $199,999.99 1.98% 2.00%
$200,000 and above
2.46% 2.49%

Transaction limits apply. Interest rates, annual percentage yields (APY) and fees are subject to change without notice. All funds placed into a Money Market Select account are FDIC insured to the maximum allowed by law. See Disclosure Information Booklet for more information.




PassCard Savings Account Rates


Interest Rates and Annual Percentage Yields (APY) 

Rates Effective as of September 21, 2023

Minimum Balance to Earn APY RATE APY
Below $99.99 0.00% 0.00%
$100.00 0.05% 0.05%

Transaction limits apply. Interest rates, annual percentage yields (APY) and fees are subject to change without notice. All funds placed into a Passcard Savings account are FDIC insured to the maximum allowed by law. See Disclosure Information Booklet for more information.

Featured CD Panel Image

featured cd rate


Interest Rates and Annual Percentage Yields (APY) 

Rates Effective as of September 21, 2023

Term of Deposit Minimum Balance to earn APY Interest Rate Annual Percentage Yield
14 Months $1,000 5.12% 5.25%
Open the Featured CD at any Capitol Federal® branch or online today.

May be subject to early withdrawal penalty. $1,000 minimum balance to open and earn APY. Certain restrictions apply when opening an account online. IRAs and personal trust accounts cannot be opened online. Rates subject to change.

CD Rate Image

Stay Informed on CD Rates

Sign up for CD Rate updates and receive periodic notifications on special rate offers. 

Sign Up for CD Rates
How To Be Millionaire Image

Can I be a Millionaire?

It may surprise you how quickly you can accumulate a million dollars. Calculate the annual amount you would have to set aside each year to reach a million dollars by your desired age.

Become A Millionaire Calculator
Statement Savings Image

Simple Savings Account

Open a Passcard Savings account with as little as $100 and begin saving today.

More on Savings