Conversion to Permanent Phase

Conversion to Permanent Details

  • Interest rate locked for life of the loan on conventional fixed-rate loans
  • Possible tax advantages (consult a tax advisor for deductibility)
  • Automatic conversion to a permanent loan with no change to your interest rate
  • Free one-time re-amortization upon sale of existing residence*
  • True Blue® service throughout the life of the loan

* You must close the sale within 90 days of conversion. Additional restrictions apply.

At this time, Construction-to-Permanent loans are only available in the Kansas City area. Loan information is subject to change. Certain restrictions apply.


Questions? Call us for details: 1-888-8CAPFED (1-888-822-7333).

Construction Phase
Construction-to-Permanent Home

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