What is Interest

• Interest is what you are paid by the people who borrow your money when you invest.
• Capitol Federal Savings pays interest on most savings accounts (money that you are loaning us). Then, we receive slightly higher interest on all money we loan to other people (money that we loan for houses, cars and other purchases). That's how we make our money!
• The FDIC (Federal Deposit Insurance Corporation) insures the deposits of each customer at Capitol Federal, guaranteeing the return of your money and any interest earned up to $100,000.