Loan Products

Learn about the many types of home loans we offer to fit your needs.

• Capitol Federal offers fixed rate and adjustable rate mortgages (ARM) loans to purchase or construct* owner-occupied single family homes.
• Make improvements or permanent home additions, with our Purchase + Improvements program.
• Our Home-At-Last program is specifically designed to meet the needs of low-to-moderate income home buyers.
• Extended Rate Commitments also are available.

Preapprovals

We offer Preapprovals, so you can shop knowing that you can afford the home. You also have the option to lock your interest rate while you shop. Talk to a loan representative for more information.

Interest Rates

View our current fixed and adjustable rates available for purchase and refinance transactions.

Apply Now

Apply for your preapproval, purchase or refinance in just a matter of minutes. We offer easy to understand explanations on the site for any question that may arise during your application process.