

1970 - 1979
- Although the 1970s brought a booming housing market, unstable mortgage interest rates and a decline in earnings eventually hurt businesses as inflation and interest rates climbed. Capitol Federal Board of Directors took action to assure that Capitol Federal would maintain high liquidity.
- 1971 - Capitol Federal opened its ninth office in Manhattan, Kansas.
- 1972 - Capitol Federal took lead in technological advances with installation of an online data processing computer system.
- 1974 - Introduced Passcard, moving Association into the electronic funds transfer era with its plastic card/statement savings account.
- 1975 - Association became second savings and loan association in nation to offer customers off-premise access to their accounts through Money*Matic, an electronic funds transfer system offered in local supermarkets. It was not long before the Association introduced its P.S.* Telephone Bill Payment System, another first in Kansas for Capitol Federal.
- 1977 - Capitol Federal achieved ONE-BILLION-DOLLAR mark and by the end of the decade, opened additional offices in Johnson County, Lawrence, Emporia, Salina and Topeka.
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