Pay down credit cards or other bills with the equity in your home. Enjoy a relatively lower interest rate and the interest is usually tax-deductible. (Consult your tax advisor regarding the deductibility of interest.)
Borrow against your Capitol Federal CD at 2% above your current interest rate. Loan amounts are up to 90% of the Certificate of Deposit's balance.
An open-end line of credit borrowed against the equity in your house. Once approved, access your line of credit by checks, VISA® access card or cash advances available at any convenient Capitol Federal location for purchases on anything (up to the maximum limit.) Certain restrictions apply.
Need Credit Counseling?
Visit Housing and Credit Counseling Inc. for more information on Credit Counseling in the Topeka, Lawrence, Manhattan and Emporia areas. Call 1-800-383-0217 statewide.
For the Kansas City area, visit Apprisen Financial. Call toll-free 1-800-355-2227.
Click here for a complete list of approved credit services organizations, as provided by the Office of the State Bank Commissioner.