Conventional Fixed-Rate Home Loan
A guaranteed interest rate for the life of the loan with servicing that always stays local with Capitol Federal. Lock in a low rate now and don’t worry about rising mortgage payments in the future.
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As a further commitment to our community, Capitol Federal is pleased to offer FHA loans to qualified home buyers.
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Conventional Adjustable-Rate Home Loan (ARM)
A lower initial interest rate compared to a fixed-rate home loan, available in 3-, 5- and 7-year terms.
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Purchase + Improvements Home Loan
Buy a good home and make it better with this all-in-one loan. Submit your bids for improvements during the loan application process and we will appraise the house with those considerations.
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There is nothing more daunting than figuring out how to buy your first house. If you want some of the basics from a name you can trust, check out Capitol Federal's "Move to Homeownership" guide.
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Find a CapFed Loan Professional
Learn more about our True Blue® team and see why Capitol Federal is the leader in Residential Lending.
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Should you buy a home? How soon can you pay off your mortgage? All this and more can be determined from our Mortgage calculators.
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* Registered with HUD as Capitol Federal Savings Bank.
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