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Rate Updates - Thanks!
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Learn about the many types of home loans we offer to fit your needs.
- Capitol Federal offers fixed rate and adjustable rate mortgage (ARM) loans to purchase or construct* owner-occupied single family homes.
- Make improvements or permanent home additions with our Purchase + Improvements program.
- Our Home-At-Last program is specifically designed to meet the needs of low-to-moderate income home buyers.
- Enjoy one loan through the building process with our Construction-to-Permanent Loan* program.
Apply online now and enjoy the ability to lock in
a conventional rate while you shop.
* Construction-to-Permanent loans are currently only available
in the Kansas City area.
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First-Time Homebuyer?
There is nothing more daunting than figuring out how to buy your first house. If you want some of the basics from a name you can trust, check out Capitol Federal's "Move to Homeownership" guide.
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Find a CapFed Loan Professional
Learn more about our True Blue® team and see why Capitol Federal is the leader in Residential Lending.
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Mortgage Calculators
Should you buy a home? How soon can you pay off your mortgage? All this and more can be determined from our Mortgage calculators.
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