Reasons why Capitol Federal is your better bank for loans.
1. Conventional preapproval rate-lock program.
Lock in your rate before you shop. Keep it locked until you find your dream home.
2. Local loan servicing.
That means you don't need a private eye to track down who holds your conventional loan. It always stays with Cap Fed.
3. Loan Experts.
We’re talking years of experience in our loan departments. Real pros who know the answers to all your questions.
4. We offer FHA.*
Not everybody qualifies for conventional loans. And not everybody offers a lower down payment, more flexible option. We do.
5. We’re local.
We're not some mega-bank that treats you like a number. We treat you like a neighbor. And we like to help our neighbors.
6. Competitive rates.
Actually, competitive rates, fees, and rate-lock options. Get the best value in the market with no hidden fees at closing time.
7. Execuline Home Equity Line VISA® cards.
Shop for remodeling supplies, furniture, whatever you need, with the swipe of a card.
8. Online Application.
Ever applied for a loan in your bathrobe and (fuzzy) slippers? Now you can. All in a few minutes.
9. Refinance with someone you trust.
Reduce your monthly mortgage, lock in a better rate or just free up some equity. We’re here to help.
Or, as we like to call it, the "de-heartache-afier." A preapproval letter from us lets you house hunt with confidence.
* Registered with HUD as Capitol Federal Savings Bank.