Certificate of Deposit Loans

Certificate of Deposit Loans - Borrow against your CapFed® fixed rate certificate of deposit. Loan CalculatorCapitol Federal® Certificate of Deposit Loan - borrow against your CapFed® fixed rate CDCapitol Federal Certificate of Deposit Loan - borrow against your CapFed fixed rate CDCapitol Federal Certificate of Deposit Loan - borrow against your CapFed fixed rate CD

Capitol Federal Certificate of Deposit Loans offer:

• Interest rates at 2.00% above current interest rate of the Capitol Federal Certificate of Deposit

• Monthly amortizing, monthly interest-only or quarterly interest-only payments available

• Loan amounts up to 90% of the Certificate of Deposit balance

• Savings of an additional .25% on amortizing payment loans with automatic payment from a Capitol Federal checking or savings account

Simply print and complete the application. Then, you can hand deliver or mail your application to any of our local branch locations. Or, fax your completed application to 785-270-6024.

For a list of current rates, click here.
Loan information is subject to change.  Certain restrictions apply.


Download, complete, print and mail a pre-authorized transfer form to:
Capitol Federal
ATTN: Loan Service Department
700 S. Kansas Avenue
Topeka KS 66603

When to set your Pre-Authorized Transfer Dates:
Mortgage Loans and Consumer Loans, except Execuline, are available on the 1st, 5th, 10th, 15th, 20th, or 25th of each month*; Execuline transfers are available on the 10th of each month only. When selecting your transfer date, remember, these transactions are processed only on regular business days. Should the transfer date fall on a weekend or federal holiday, the transfer will be processed on the next regular business day. If your mortgage or loan payment amount changes, you will be notified in advance of the change.

*On Consumer Loans, if the Pre-Authorized Transfer payment date is later than the loan payment due date, additional finance charges may be incurred.