Account Comparison

  Genuine Blue Simple Blue Heritage Blue Heritage Plus First Blue
Earns Interest (1)
X
  X      
No Monthly Service Charge
(2)
X
X (2)
X
Unlimited Check Writing
X
X
X
X
X
CapFed ATM Transactions
X
X
X
X
X
Check Reorders
(5)
(5)
(5)
(7)
(5)
Access to True Blue Online® (3)
X
X
X
X
X
Telephone or Online Bill Pay (3)
X
X
X
X
X
Overdraft Protection (3) (4)
X
X
X
X
X
Direct Deposit (3)
X
X
X
X
X
Automatic Transfer of Funds between
CapFed Accounts (3)
X
X
X
X
X
Notary Service
X
X
X
X
X
Heritage Travel Club Membership    
X
X  
True Blue® PRINT Newsletter
X
X
X
X
X
Special Requirement
NONE
NONE
AGE 50+
AGE 50+
AGES 14-18
VISA® True Blue® Direct Debit Card (4)
and ATM Card (6)
X
X
X
X
X
Minimum Balance Requirement to Earn Interest
$100
n/a
n/a
$100
n/a
Minimum Amount Required to Open
$100
$100
$100
$100
$25

(1) Minimum balance of $100 is required to earn interest.

(2) No monthly service charge with an average daily balance of $1,000 or more.

(3) Separate application required.

(4) Subject to approved application.

(5) Cost varies.

(6) No transaction fee at all Capitol Federal ATMs and participating Walgreens ATMs.

(7) Limited two free boxes of True Blue® duplicate checks per 12-month period.
         

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit www.fdic.gov/deposit/deposits/unlimited/expiration.html.